Many of the lenders we work with will accept applications from customers with poor credit, so if you do have an adverse credit history then this won’t necessarily stop you from receiving a loan offer. I have a bad credit score - will I get accepted? This hard credit check could impact your credit score. Please note, that if we find a lender that is likely to accept your application and direct you to their website to complete your loan application, that lender will need to conduct a hard credit check before the loan is approved, and the money can be sent to your account. Doing this allows us to very quickly get initial accept/decline decisions from each of the lenders on our panel. This will not impact your credit score and will be visible on your credit report only to you. When you submit your quick loan application, we will conduct a soft credit check. You can rest assured that our service does not have any impact on your credit score as we use soft search technology to match you with a suitable lender for your circumstances. If, after completing our application form, you are directed to a guarantor lender and do not wish to continue you are under no obligation to continue unless you are happy to. Most of the lenders on our panel do not require you to have a guarantor. Your monthly repayments would be £187.24.
In total you would be required to repay £1,123.45, the initial £1,000 and £123.45 in interest. You borrow £1,000 over six months at an APR of 49.9%
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